Long-time readers of my blog know that I am extremely scrupulous with my financial records. I’ve been the victim of identity theft and credit card compromise more than once; and I guard my financial records like they were the contents of Fort Knox. Which is why, once every year, I visit a site called annualcreditreport.com…
Read MoreAll articles filed in money
I got punished for paying off my car loan two years early
I’ve worked very hard over the years to improve my credit score. It was not easy. But through much hard work and perseverance, through self-sacrifice and grit, I was able to get my score up to what is called “very good.” “Very good” means that I can apply for loans and receive a much lower…
Read MoreThe credit card offer that benefited THEM, not you
Sometimes a credit card company will offer you what they call a big deal on your purchases. You could earn 3 percent back on gasoline purchases, which is great until you actually do the math and discover that you’re getting three cents back for every dollar you spend. Three measly cents. Alert me if you…
Read More
